The subject property attracts me now after I run into it and run my numbers.  Tell you what: I would like to buy this property if someone in AR could give me a hard money loan of $30,000. 

Tell me how much interest you want from me, I will pay you back the loan in a year with at least double security of my purchase price, i.e. 50% LTV or more.  Say, if I buy this property for $50,000; I will come up $20,000 out of my pocket as down payment.  In addition, I will put something as additional collateral or walk your loan to other properties or assets of mine, at your choice, to make your LTV lower than 50%.

What you folks think?  Are you ready to take my challenge?

NOTE: Please don't say I "beg" for your hard money loan.  As I mentioned earlier, I don't need that money since all I have to do is giving my credit card a call.  This other people's money is in my account.  The job is well-done in one day.  Then, why do I bother doing this?  I like to be a mentor who does it "all the American Poor Folk's E-gold" way when you are watching to see the power of my formula and how it happens. 

Okay, I confess.  Tell you a little bit more behind this.  This morning a guy "Ryan" called me.  He tried to further sell me the "Tom" short sale secret, I bought Tom's material before at $10 and finished my reading on his book and two CDs in one day.  I concluded that his formula was nothing new and would work in a very tough and difficult condition with pretty much narrow application in situations.  So it is not for me, a easy, lazy and "chicken (conservative)" guy. 

I politely said, "I would buy your program if yours is better than mine or can solve my doubts about pre-foreclosure investing."  My reason to buy the material is I am old enough to know there are so many approaches to do real estate investment.  (NOTE: Depends on the locality and situation, some work and some don't.  It is much difficult for you to do "wheel deal" in California or Texas.  It is very good for rich people to do "tax shelter" strategy in 1970', but no longer good after and disappered after tax code changed.  Do you notice that Obama-Gaithner homeowner's hope plan is trying to do the same "tax shelter"strategy and applies it to average American people?  Can it be done by the switch from the rich to the so-so?  Based on what assumptions can we believe it might be successful?  You are the judge.)

I love to keep my mind open to all the options, possibilities or alternatives.  I want educate myself or being updated about what other folks are doing and how well they have accomplished in real estate as a poor folks.  But clearly I don't get the answers to my doubts on preforeclosure deals.  Tom's formula can be an effective tool if other factors fall in place; but in fact it has its limits, very difficult to do for me, let alone an average Joe.

Ryan guaranteed that I could make $200,000 every month.   The advanced program is 100% no risk.   No money out of your pocket using OPM (Nowadays, so many so-called "birddog" programs has developed so that we have to be bothered by those pretening as a professional.  I am so sick and tired of this new style or breed of telemarketing that I put "serious principal only, no birddog please" in my free advertisement.)   He advised that I would miss the Tom's "magic" way to make money in the world that nobody knows how to do it so easily with so huge profits compared to none.  

I replied: "One of the best ways to make money is to be an executive working for a Wall Street security firm.  They mess it up and still get their millions bonus dollars with no obligation or guilty."  Also, I compared the return rates in those real cases Tom has done, Tom is not even close to mine.  Why I switch to his?